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論文名稱	How does risk management affect financial performance? Evidence from Chinese listed commercial banks
發表日期	2019-11-30
論文收錄分類	其他
所有作者	Guan-Chih Chen, Shuling Tsao, Ren-Her Hsieh,Pan Hu
作者順序	第二作者
通訊作者	否
刊物名稱	Risk Governance & Control: Financial Markets & Institutions
發表卷數	9
是否具有審稿制度	是
發表期數	4
期刊或學報出版地國別/地區	NATUKR-烏克蘭
發表年份	2019
發表月份	11
發表形式	紙本及電子期刊
所屬計劃案	無
可公開文檔
可公開文檔
可公開文檔
附件	rgcv9i4p2.pdf

[英文摘要] :
An increasing number of commercial banks in China began to pay
attention to comprehensive risk management after the global
financial crisis. With the accelerated pace at which China’s
commercial banks are expanding abroad, establishing a
comprehensive risk management system appropriate for the
international financial market has become a critical hurdle for these
banks’ further development. This paper explores the impact of risk
management on the financial performance of listed banks in China,
comparing state-owned banks and non-state-owned banks, by
establishing multiple linear regression analysis models. The results
reveal a significant impact on the financial performance of stateowned commercial banks, such as on insolvency risk index, loan-todeposit ratio, nonperforming loan ratio, and bank size. Insolvency
risk index and bank size are found to positively impact state-owned
commercial banks’ financial performance. For non-state-owned
banks, capital adequacy ratio, nonperforming loan ratio, and bank
size have significantly impact financial performance, with bank size
positively influencing financial performance.

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